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More than a decade in finance, and since 2018 at Residential Home Mortgage Corporation, I’ve learned the best mortgage is the one you actually understand. I walk you through every number before you sign anything, so there are no surprises at the closing table.
I work with buyers and homeowners across the Lehigh Valley and Carbon County, and I’ve lived here my whole life. I focus on three groups including first time homebuyers, homeowners looking to consolidate debt, and investors growing their portfolios the smart way. I’m licensed in New Jersey, Pennsylvania and Florida too so I can help if you’re buying across state lines.
Before joining the mortgage industry, I worked in education and nonprofits with a focus on helping those needing it most. I still see this job the same way. That’s why I host free First Time Homebuyer Bootcamps. Buyers who understand the process make better decisions and feel a lot less stress.
Knowing these towns like the back of my hand matters when you’re writing an offer. I know the neighborhoods, the local agents, and what sellers here expect, and that helps my clients get offers accepted. Because RHMC is a direct lender, your loan is processed, underwritten, and closed in house, so you get answers from the people who actually make the decisions.
Family comes first outside the office. My wife and I have two high schoolers, both varsity soccer players, so most fall evenings you’ll find me on the sidelines.
Ready to talk? Call or text me directly at 610-248-5368. No call centers, no handoffs.
What clients say
⭐ 5.00 / 5 — 60 reviews on Zillow
"Rich answered all questions and explained everything clearly. The entire team was very helpful. Definitely made it less stressful and I would work with him again!"
- Heather G. Saylorsburg, PA Zillow 10/9/26
"If you are thinking about buying a property, Richard must be the #1 person you be reach out to. Richard and his team of professionals have made the home buying process a breeze, no hiccups, and no stone left unturned. If you have a concern, Richard and his team at Residential home mortgage will get back to you with an update and solution in record time. "
- Edward C., , Pemberton, NJ Zillow 6/30/2026
“I had an excellent experience working with Rich on my mortgage. My situation was more complex than usual, but Rich went above and beyond to understand the details, guide me through the process, and find a solution that worked.
He was extremely knowledgeable, responsive, patient, and professional throughout the entire process. Whenever an issue came up, Rich was proactive in finding answers and keeping everything moving forward. I always felt that he had my best interests in mind.
I highly recommend Rich to anyone looking for a mortgage loan. His expertise, dedication, and willingness to go the extra mile made a complicated situation much easier to navigate.”
- Steve P., Bethlehem, PA Google 9/9/26
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