No Closing Cost Refinancing

Are you looking to refinance as affordably as possible? RHMC’s No Closing Cost Refinance is the perfect option for you if you do not have upfront closing costs. Refinance is a wonderful option for many homeowners who may be looking to:


  • Lower monthly payments


  • Pay off mortgage faster


  • Gain a lower mortgage rate


A no closing cost refinance program will afford you a lower interest rate than other conventional routes like home equity loans and will allow you to easily make this loan a reality without the burden of upfront fees.

What are Closing Costs?

Closing costs pay for all activity required to get your new loan. They do vary depending on your situation, and while lenders do have some control over these fees, the fee categories are fairly standard and they usually consist of:


  • Loan origination fees


  • Appraisal fees, which are charged to appraise your property and ensure the value has not changed drastically since you purchased your home


  • Title fees and title insurance policiesCredit report fees to check your credit score


  • Prepaid interest for the first month of your loan

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Rate Lock Guarantee

Rate lock guarantee protects you from an increase in interest rates during the loan process.

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Ready to Mortgage Smartly™?

Ready to refinance with no closing costs. Let our team of loan experts lead you through the refinancing process. Residential Home Mortgage rates and fees are the lowest in the industry and we guarantee our customer service is top-noticed. Let’s mortgage smartly and save some upfront costs.