The Process
Our roadmap for homebuyers simplifies the mortgage process and provides the highest-level pre-approval. Close quicker, gain leverage with sellers, and ensure you meet your closing date. Mortgage Smartly™
2. Find My Home
Once you have found your home, lock in the lowest rate with us. Our Rate Lock Guarantee locks your rate in writing, regardless if/when rates rise.
4. Underwriting
We ensure the property and appraisal are acceptable and combine that info with your application. When completed we'll issue a commitment to lend.
1. Get Pre Approval
Call or click on Get Started to receive a free Pre-commitment. This helps you know exactly how much you can borrow, gain leverage with sellers, and close on your home quicker.
3. Appraisal
A third party provides an independent estimate of your potential home. With a Pre-Commitment we will pay for your appraisal costs at closing.
5. close on Property
Prior to closing, make sure we have received all requested documentation. You will sign all necessary documents to obtain legal title to own your new home.
BUYING A HOME
If you are deciding on a home purchase loan, you want the interest rate, monthly payment and term options that best fit your personal situation.
REFINANCING
Rates are a record low. When you work with us, our rates are always lower than the national average. This option could mean significant savings.
