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Loan options

As a direct lender, RHMC has access to the widest range of products and programs to meet your individual mortgage needs. Here are some of our more popular mortgage programs. Our team of loan experts are here to guide you. Mortgage Smartly™

30-Year Fixed Rate Mortgage

30-Year Fixed Rate Mortgage

The 30-Year Fixed Rate Mortgage is a popular choice for borrowers as it provides a stable and low payment structure that will not change over the length of the loan.

Jumbo Loan

Jumbo Loan

A “jumbo loan” refers to loans that exceed conforming loan limits from Fannie Mae and Freddie Mac – which may be required if you live in an area with high housing prices.

FHA 203K

FHA 203K

If you are considering to purchase a fixer-upper or give care to a property in much-needed rehabilitation you are looking in the right spot. Learn more about FHA 203K Loan.

Lower Rate | Change Term

Lower Rate | Change Term

Are you looking to lower your monthly payment, shorten your term, or switch to a fixed or adjustable rate? We specialize in simplifying the mortgage process.

15-Year Fixed Rate Mortgage

15-Year Fixed Rate Mortgage

A 15-Year Fixed Rate Mortgage offers borrowers a low rate and the ability to save money over the life of the loan by paying less in actual interest.

Adjustable Rate Mortgage

Adjustable Rate Mortgage

For those interested in a lower initial rate or for those who plan to be in their home only a short time, an Adjustable Rate Mortgage (ARM) is an attractive option.

VA Veteran Loans

VA Veteran Loans

Are you a veteran, active-duty service member, reservist or a surviving spouse of a veteran? If so, you can apply for a Veteran Loan program.

Cash Out

Cash Out

A cash-out refinance is a type of mortgage refinancing that allows you to take on a larger mortgage in exchange for accessing the equity in your home.

FHA First Time Homebuyer

FHA First Time Homebuyer

Are you a first-time homebuyer? Our team of loan experts have helped thousands of first-time home buyers navigate the uncertain waters of financing their first home.

Vacation Home

Vacation Home

Consider purchasing a vacation home at your favorite getaway? Our loan experts will guide and explain the different types of loans available and will be most beneficial.

USDA Loan

USDA Loan

Browsing homes outside a major metropolitan area? (USDA) United States Department of Agriculture are issued by qualified lenders, like RHMC, and guaranteed.

FHA Streamline

FHA Streamline

If you are in good standings with your current FHA Loan, then the FHA Streamline loan will be a breeze for you. Talk to a loan specialist today.