top of page
Loan-Options.jpg

Loan options

As a direct lender, we have access to the widest range of products and programs to meet your individual mortgage needs. Here are some of our more popular mortgage programs. Our team of loan experts are here to guide you. Mortgage Smartly™

Fixed Rate Mortgage Loan

Fixed Rate Mortgage Loan

Whether you are buying or refinancing, there are many options for your mortgage financing. One of the most familiar loan programs is a Fixed Rate Mortgage.

Adjustable Rate Mortgage

Adjustable Rate Mortgage

For those interested in a lower initial rate or for those who plan to be in their home only a short time, an Adjustable Rate Mortgage (ARM) is an attractive option.

VA Veteran Loans

VA Veteran Loans

Are you a veteran, active-duty service member, reservist or a surviving spouse of a veteran? If so, you can apply for a Veteran Loan program.

Cash Out

Cash Out

A cash-out refinance is a type of mortgage refinancing that allows you to take on a larger mortgage in exchange for accessing the equity in your home.

FHA First Time Homebuyer

FHA First Time Homebuyer

Are you a first-time homebuyer? Our team of loan experts have helped thousands of first-time home buyers navigate the uncertain waters of financing their first home.

Vacation Home

Vacation Home

Consider purchasing a vacation home at your favorite getaway? Our loan experts will guide and explain the different types of loans available and will be most beneficial.

USDA Loan

USDA Loan

Browsing homes outside a major metropolitan area? (USDA) United States Department of Agriculture are issued by qualified lenders, like us, and guaranteed.

FHA Streamline

FHA Streamline

If you are in good standings with your current FHA Loan, then the FHA Streamline loan will be a breeze for you. Talk to a loan specialist today.

Jumbo Loan

Jumbo Loan

A “jumbo loan” refers to loans that exceed conforming loan limits from Fannie Mae and Freddie Mac – which may be required if you live in an area with high housing prices.

FHA 203K

FHA 203K

If you are considering to purchase a fixer-upper or give care to a property in much-needed rehabilitation you are looking in the right spot. Learn more about FHA 203K Loan.

Lower Rate | Change Term

Lower Rate | Change Term

Are you looking to lower your monthly payment, shorten your term, or switch to a fixed or adjustable rate? We specialize in simplifying the mortgage process.

Consolidate Your Bills

Consolidate Your Bills

Do you have equity in your home? If so, a mortgage refinance is a great way to get cash to consolidate debt and save money on interest.

bottom of page