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Family exploring home financing options with RHMC, a direct mortgage lender in NJ

We make financing easier and smarter. Explore your options. 

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Rate Lock Guarantee

Rate lock guarantee protects you from an increase in interest rates during the loan process.

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Buying a Home?

We're here to make the home loan process easier and smarter.

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Refinancing?

Want a lower rate, a shorter term, planning a renovation? A refi could help you reach your goals.

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I'm Ready|RATES

Get your Pre-Commitment or Lock In your Great Rate today. We're here 24/7.

RHMC's 5-step mortgage process from application to closing

Mortgage Smartly by following our simple process.

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Let Us Send You Our Knowledge

Perfect for first-time home buyers and those looking to refinance

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FAQ

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Find answers to all your mortgage-related questions here.

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Calculator

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Our easy-to-use mortgage calculator can help you determine a payment that is right for you. Mortgage Smartly™

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Loan Options

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With plenty of choices on the table, we've got the knowledge to place you in the right mortgage. 

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What Customers Say

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Read all reviews

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How May We Help You?

Call us

(866) 998-7462

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Equal Housing Opportunity

Residential Home Mortgage Corporation (RHMC)

NMLS ID # 71932.

Licensed by the CT Dept. of Banking. – DBA: RHMC Financial Corp. Licensed by the Florida Office of Financial Regulations #MLD1584. Licensed by the NJ Dept. of Banking and Insurance. Licensed Mortgage Banker – NYS Dept. of Financial Services. – DBA: RHMC Financial. Licensed by the Pennsylvania Dept. of Banking and Securities. 97% Customer Recommendation Rating Source: LendingTree.com

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©2026 Residential Home Mortgage Corporation. All rights reserved.

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Equal Housing Opportunity. Residential Home Mortgage Corporation (RHMC) | NMLS ID #71932. Licensed by the CT Dept. of Banking – DBA: RHMC Financial Corp. Licensed by the Florida Office of Financial Regulations #MLD1584. Licensed by the NJ Dept. of Banking and Insurance. Licensed Mortgage Banker – NYS Dept. of Financial Services – DBA: RHMC Financial. Licensed by the Pennsylvania Dept. of Banking and Securities. This is not a commitment to lend.